BPI names Ginbee Go as next CEO starting 2027

MANILA — The Bank of the Philippine Islands (BPI) has named Maria Cristina “Ginbee” Go as its next CEO starting April 26, 2027, replacing Jose Teodoro “TG” Limcaoco.

In a statement, BPI said Go–the bank’s executive vice president and head of consumer banking–has helped modernize its consumer banking franchise,
expanded its retail footprint, and boosted the integration of
physical and digital banking capabilities.

She also served as president of BPI Family Savings Bank, where she led the institution’s transformation and
integration into BPI.

Go previously held leadership positions at Citibank, Ayala Land, and Procter & Gamble. She graduated Magna Cum Laude from the University of the Philippines Diliman and placed 10th in the 1991 Certified Public Accountant (CPA) licensure exams. She earned her Master of Business Administration with honors from Harvard Business School.

BPI Chairman Jaime Augusto Zobel de Ayala said he is “excited” about the bank’s prospects under Go’s leadership.

“Amidst some volatility in the
global and domestic environment, there are notable opportunities, particularly as the Filipino consumer
sector grows, becomes more sophisticated, and seeks a trusted partner in achieving financial stability and
success,” he said.

BPI’s net income hit P48.9 billion in the first nine months of 2026, down from the P50.5 billion seen in the same period last year. The bank said total revenues went up 9.8 percent to P156.3 billion, while net interest income climbed 11 percent to P121.1 billion.

Operating expenses, however, jumped 12.5 percent to P73.7 billion because of investments in manpower and technology.

The bank said total assets were at P3.9 trillion, higher by 10.8 percent year-on-year. Loans also increased by 13.6 percent year-on-year to P2.7 trillion. The lender noted, however, that the non-performing loans (NPL) ratio rose quarter-on-quarter to 2.5 percent. 

“The bank continued to maintain adequate reserves for expected credit losses, resulting in an NPL coverage ratio of 89.6 percent,” it said.